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High-Performance Recovery.

Human-Centric Results.

TrueAccord is the premier omnichannel debt collection agency, leveraging data science and AI technology to deliver superior results with a consumer-friendly experience.

Full-Lifecycle Recovery Solutions

TrueAccord adapts to your delinquency lifecycle, from early-stage re-engagement to late-stage recoveries.

Recovering As You (First Party)* Recovering For You (Third Party)
Seamless brand and team extension Premier omnichannel agency
Focus on retention and education Focus on liquidation and resolution
AI + Human for optimized re-engagement AI + Human for high-volume repayment

*Offered by TrueAccord’s subsidiary, Sentry Credit, Inc.

Trust in TrueAccord

Trusted by Market Leaders. Loved by Consumers.

We’re leaders in our field and work with trusted industry organizations and regulators.
Michael Sage
2 weeks ago
We supposedly owed VZ 330 when I switched plans. Full transparency it is possible I forgot to cancel VZ for the last 1.5 months, which is what I think this is from. Instead of paying 330 all at once, which would technically be fine, I can do it in a few installments of 75. There is no interest but I am having to pay the full balance. I’ll just have to bet a little more at the horses each month to pay it off
Malcolm F Dayton, LPC
a week ago
True Accord allows their customers to devise a payment plan that works for the customer (now and into the future of the payment plan)! I got to define the amount of my payments, the time of month for payments, and the number of months over which that plan is in effect. I have a monthly payment I can manage, and one I will prioritize because True Accord worked with me throughout the payment plan creation! True Accord could teach most every business how to collect payments responsibly with the integrity of their customers front and center!
Diane Zuercher
5 months ago
Hi, I was dealing with a very frustrating billing situation, and honestly the call caught me at a very bad time. I had just gotten some difficult news about the health of a family member, so emotionally I wasn’t in the best place. I also genuinely thought I had resolved this issue months ago, so getting contacted about it again felt like salt in the wound. This was not an easy moment for anyone to be on the other end of the line with me — Victor was not being set up for success by the universe that day. And yet, despite that, he showed up with patience, respect, and real attentiveness. He listened, explained things clearly, and treated me like a person instead of a problem. When someone is already stressed, that kind of professionalism makes a real difference. To be honest, Spectrum had already lost me as a customer — but because of the way Victor handled this interaction, I’m now reconsidering whether I’d come back in the future. One good human can’t fix a broken system, but they can change how a customer feels about engaging with it again. If Spectrum cares about customer experience and retention, it should invest in and recognize employees like Victor. He represents the best version of what customer service can be.
Anthony Goncalves
7 months ago
Good I guess. It was pretty easy to setup a plan, for payment. so I do appreciate the convenience. God bless this company and its people, and may the peace of our Lord, Jesus Christ, and the Father be yours. But peace, not as the world gives, but peace from the Prince of Peace. Shalom! Anthony, I love Jesus! Flip to Romans, chap 10, verse 9, if you would like to be saved.

HumAIn Financial Solutions™

Behind every account is a human. Their debt collection experience directly impacts your business financially, legally, and reputationally.

TrueAccord’s collection strategy utilizes HeartBeat™ to eliminate the guesswork of collections, allowing our agents to spend 100% of their time on what matters: helping pre- and post-delinquency consumers find a way forward.

Our first-party and third-party collections services help your business put consumers first, so every dollar recovered makes a difference.

  • Performance

    25% Higher liquidation than many competitors

  • Scale

    25+ million accounts daily

  • Expertise

    95+ Clients, including leading debt issuers and buyers

Scalable,
Reliable Recovery
Performance

A Decade of Compliance Stewardship

From establishing caselaw to breaking new ground in compliance-coded technology, our in-house team of legal experts is at the forefront of pushing the industry forward.

Leading With Consumer Empathy

Omnichannel Is the Best Channel

In this data-driven eBook, compare traditional outbound calling methods versus a digital-first, omnichannel approach for debt collection.

Ready for High-Performance Recovery?

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